Hourglass Health Insurance Services specializes in health insurance and has been working with families, individuals, small businesses (1-50 employees), and large businesses (50+ employees) to find coverage for many years. We have a vast market of insurance companies we draw on to do our best to find you the protection you want and need.

We do the research for you; we are not obligated to one any one company. We search the market on your behalf to find you the right company to fit your needs and budget. We offer many different options (including HSA's) and we will custom design a plan just for you.

If you have a problem with a claim we take over on your behalf and make sure your case is presented in a professional manner to the claims department. We have often seen "denied claims" approved after our intervention. Julie's experience as an advocate for her clientèle began in 1992. She trains her company personnel to handle your claims issues so you don't have to deal with them. 

Call today for a free evaluation of your current plan and complimentary quotes on other options that may interest you.

WHAT IS AN HSA?
(Health Savings Account)

Do you have a high deductible health insurance plan that qualifies for a Health Savings Account? Do you have to pay a monthly fee for your plan? Here's another option!

We recommend two other HSA options.

Get more information about your HSA options at First American Bank here or CLICK HERE to apply for HSA Banking through First American Bank. 

Or get more information here about your HSA options at Charter Oak.  

We have often found insurance plans for individuals and families who did not think they were eligible because of their medical history.

Even one person businesses may be able to get reasonable health insurance. Smaller companies are allowed up to three different plan options for their employees; larger companies have many options to choose from.

Does your large business cover more than one state? No problem, we can handle that! We will do all the tedious research for you. We work with the pertinent insurance companies to custom design a plan or multiple plans to fit your business' unique situation; self-insured plans, cafeteria plans, HSA's, and standard health plans are all available options you may want to explore.

Please take a look at the informational articles below for more health insurance specifics!

Why Should I Buy Health Insurance? I am Healthy!

The Insurance Company Denied My Legitimate Claim!

HSA's: Affordable and Extensive Health Protection for You and Your Family